DON'T LET BUDGET STOP
YOUR ROOFING PROJECT
Flexible financing through EnerBank USA makes it easy to get the roof your home needs — with fast approvals, same-as-cash and low-interest options, and terms that fit your budget.
HOW FINANCING WORKS
GET YOUR ESTIMATE
Call us or request a free consultation. We'll inspect your roof and provide a detailed, photo-documented estimate.
CHOOSE A PLAN
Select from same-as-cash, reduced interest, or traditional installment plans that best fit your budget and timeline.
FAST APPROVAL
Apply directly with EnerBank USA. Credit decisions are fast — often within minutes — so your project doesn't get delayed.
WE GET TO WORK
Once approved, we schedule your project and get started. You pay over time — we deliver the quality roof you need now.
Ready to Apply? Call Us — We'll Walk You Through It.
📞 480-467-4572AVAILABLE FINANCING PLANS
All plans are provided through EnerBank USA. Click any plan to apply online with Johnson Roofing's contractor profile pre-loaded — or call us to apply by phone.
Same-As-Cash Plans — No Interest If Paid in Full
Pay the full balance within the promotional period and pay zero interest. A fixed minimum monthly payment applies during the promotional period.
A full year to pay the balance in full with zero interest — our longest same-as-cash window.
Nine months to pay the balance in full with zero interest.
Nine-month same-as-cash with scheduled monthly payments built in during the promotional period.
Six months to pay the balance in full at zero interest, with a fixed monthly payment during the promo period.
A short 90-day window to pay the balance in full with zero interest. Ideal for insurance or quick-turnaround projects.
*If the full balance is not paid within the promotional period, a 19.99% APR applies to the remaining balance going forward.
Reduced Interest Installment Plans
Fixed monthly payments over the full loan term — a great balance of affordability and flexibility.
Our lowest installment rate with fixed monthly payments over five years.
A longer seven-year term to keep monthly payments lower on mid-size projects.
Ten years of fixed payments to lower monthly costs on larger roofing projects.
Our longest 9.99% term — twelve years of fixed payments for the lowest monthly cost.
Extended term flexibility up to twelve years with stable fixed monthly payments.
Maximum term flexibility up to twelve years, keeping monthly costs as low as possible for large projects.
Traditional Installment Plan
A straightforward fixed-rate loan with consistent monthly payments — no promotional period, predictable from day one.
A straightforward fixed-rate installment loan with consistent monthly payments. Ask your consultant about the rate and term you qualify for.
PAYMENT CALCULATOR
Select a plan and enter your project amount — your rate, term, and estimated monthly payment fill in automatically. For illustration purposes only.
Estimates are for illustration purposes only. Actual payment amounts and terms are subject to credit approval by EnerBank USA. Rates and loan availability may vary.
FINANCING FAQ
YOUR ROOF CAN'T WAIT.
YOUR BUDGET DOESN'T HAVE TO.
Apply for financing today, or call us for a free, photo-documented roof inspection and we'll help you work through the options.
Credit and loans are provided by EnerBank USA. Contractor ID #75443. All loans are subject to credit approval. Johnson Roofing is an independent contractor and is not a lender. Loan terms, rates, and availability are subject to change without notice. Same-As-Cash plans carry a 19.99% APR that applies to the remaining balance if it is not paid in full within the promotional period. The payment calculator is for estimation purposes only and does not constitute a loan offer or commitment. For questions, contact EnerBank at (866) 405-7600, Option 4. Johnson Roofing · Mesa, AZ · ROC #272325.
