DON'T LET BUDGET STOP
YOUR ROOFING PROJECT
Flexible financing options make it easy to get the roof your home needs — with fast approvals, low rates, and terms that fit your budget.
HOW FINANCING WORKS
GET YOUR ESTIMATE
Call us or request a free consultation. We'll inspect your roof and provide a detailed, photo-documented estimate.
CHOOSE A PLAN
Select from same-as-cash, reduced interest, or traditional installment plans that best fit your budget and timeline.
FAST APPROVAL
Apply directly with EnerBank USA. Credit decisions are fast — often same-day — so your project doesn't get delayed.
WE GET TO WORK
Once approved, we schedule your project and get started. You pay over time — we deliver the quality roof you need now.
Ready to Apply? Call Us — We'll Walk You Through It.
📞 480-467-4572AVAILABLE FINANCING PLANS
All plans are provided through EnerBank USA. Click any plan to apply online — or call us to apply by phone.
Same-As-Cash Plans — No Interest If Paid in Full
Pay in full within the promotional period and pay zero interest. A fixed monthly payment is required during the promotional period.
Same-as-cash — pay the balance in full within 12 months and pay zero interest. Fixed monthly payments over an 18-month loan term.
18 months to pay off the balance with zero interest. Fixed monthly payments over a 24-month loan term.
24 months — nearly two full years — to pay off the balance with zero interest. Fixed monthly payments over a 30-month term.
Alternate 18-month same-as-cash plan with a shorter 12-month loan term. Good for homeowners who want to pay off quickly.
*If the full balance is not paid within the promotional period, deferred interest may apply. See plan terms for details.
Reduced Interest Installment Plans
Fixed monthly payments over the full loan term. A great balance of affordability and flexibility.
Our lowest available rate with fixed monthly payments. See terms for loan duration details.
Competitive rate with fixed monthly payments. Predictable costs for the full term of the loan.
Fixed rate, stable payments. A solid mid-range option for financing your roofing project.
Fixed monthly payments at 8.99% APR. A widely available plan that balances rate and term length.
Fixed rate, fixed payments. Offers longer terms to lower monthly costs on larger projects.
Designed for homeowners who need maximum flexibility in term length. Up to 12 years available.
Up to 12 years to repay with stable fixed payments. Keeps monthly costs as low as possible for large projects.
Traditional Installment Plan
A straightforward loan with fixed monthly payments over the full term. No promotional period — predictable, stable payments from day one.
Maximum term length for the lowest possible fixed monthly payment. Ideal for larger full-roof replacement projects.
PAYMENT CALCULATOR
Select a plan and enter your project amount to see an estimated monthly payment. For illustration purposes only.
Estimates are for illustration purposes only. Actual terms determined by EnerBank USA based on credit approval.
FINANCING FAQ
YOUR ROOF CAN'T WAIT.
YOUR BUDGET DOESN'T HAVE TO.
Call us today for a free, photo-documented roof inspection and we'll match you with the right financing plan for your project.
Financing is subject to credit approval. Loans provided by EnerBank USA, Member FDIC. Johnson Roofing is an independent contractor and is not a lender. Loan terms, rates, and availability are subject to change without notice. The payment calculator is for estimation purposes only and does not constitute a loan offer or commitment. Same-as-cash deferred interest of 19.99% APR may apply to remaining balance if not paid in full within the promotional period.
